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Episode Twenty-Nine:

English Vocabulary for Buying a House

by Andrea Giordano | Jun 13, 2019

Buying a house is a huge step in adulthood.

 

It’s a great way to secure your financial future and start investing in the place you live. My brother just bought a house a couple weeks ago, so this experience is fresh in my mind right now.

Buying a house takes more than just money. There are about 100 steps you have to complete before your realtor hands you the keys. That’s why today, we’re going to be talking all about the vocabulary you need to know when buying a house.

closing (noun)

The meeting where the buyers and sellers of the home sign the final contract of sale

closing costs (noun)

Fees associated with the purchase and sale of a home, such as taxes, title insurance, appraisal fees and loan fees.

Commission (noun)

A percentage of the home sale that the real estate agent is paid

Deed (noun)

Paper filed with the local government that says who owns the home

down payment (noun)

The money a buyer pays at closing

listing (noun)

Formal announcement that a property is for sale

loan (noun)

Money that a bank lends to a home buyer that the buyer pays back over time

mortgage (noun)

Loan in which the lender may use your property as payment if you don’t pay back the loan

open house (noun)

Scheduled time where the seller’s realtor keeps the house open and potential buyers can come and go as they please

Pending / Under Contract (adjective)

An offer has been accepted, and a contract has been signed, but some items still need to be completed, like securing financing

Real Estate Agent / Realtor (noun)

The licensed professional that helps buyers and sellers in the sale of the home

showing (noun)

Time when a buyer and their realtor come to the house that’s for sale in order to see if they want to buy the house

Let’s use these words in a paragraph, so you can get some of the context of their meaning. I’ll tell you about my friend Bree who is buying a house this week, and what the status is of her home buying process:

This week, my friend Bree is buying a home. The closing is scheduled for Thursday, but it’s taken a lot of work to get to this point. First, she found a realtor they could trust at a commission rate she was happy with. Then after dozens of showings and open houses, she found a house that she wanted to put an offer on. When the buyers accepted her offer, the house was under contract. Bree applied for a loan, and was approved for a mortgage that fit her budget. It helped that she had a 20% down payment and the buyer offered to split closing costs, so her monthly payment would be lower. I can’t wait for Bree to close on her home this week!

Until next time, Happy learning!

P.S. If you want to dramatically improve your pronunciation skills, take my latest course Clear English Pronunciation. People are changing their lives by taking this course! The results have been dramatic. Simply visit StudyWithAndrea.com/speak to learn more.

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The following is a TOEFL Reading practice test to help you prepare for the Reading section of the TOEFL test. 

Instructions: Read the sample passage below and then answer the questions that follow. 

TOEFL Reading Practice Passage

Gorillas are ground-dwelling, predominantly herbivorous apes that inhabit the forest of central Sub-Saharan Africa. The genus Gorilla is divided into two species: the eastern gorillas and the western gorillas (both critically endangered), and either four or five subspecies. They are the largest living primates. The DNA of gorillas is highly similar to that of humans, from 95 to 99% depending on what is included, and they are the next closest living relatives to humans after the chimpanzees and bonobos.

Gorillas' natural habitats cover tropical or subtropical forest in Sub-Saharan Africa. Although their range covers a small percentage of Sub-Saharan Africa, gorillas cover a wide range of elevations. The mountain gorilla inhabits the Albertine Rift montane cloud forests of the Virunga Volcanoes, ranging in altitude from 2,200 to 4,300 metres (7,200 to 14,100 ft). Lowland gorillas live in dense forests and lowland swamps and marshes as low as sea level, with western lowland gorillas living in Central West African countries and eastern lowland gorillas living in the Democratic Republic of the Congo near its border with Rwanda.

(#1) Gorillas move around by knuckle-walking, although they sometimes walk upright for short distances, typically while carrying food or in defensive situations. (#2) A 2018 study investigating the hand posture of 77 mountain gorillas at Bwindi Impenetrable National Park (8% of the population) found that knuckle walking was done only 60% of the time, and they also supported their weight on their fists, the backs of their hands/feet, and on their palms/soles (with the digits flexed). (#3) Studies of gorilla handedness have yielded varying results, with some arguing for no preference for either hand, and others right-hand dominance for the general population. (#4)

The eastern gorilla is more darkly colored than the western gorilla, with the mountain gorilla being the darkest of all. The mountain gorilla also has the thickest hair. The western lowland gorilla can be brown or grayish with a reddish forehead. In addition, gorillas that live in lowland forest are more slender and agile than the more bulky mountain gorillas. The eastern gorilla also has a longer face and broader chest than the western gorilla. Like humans, gorillas have individual fingerprints. Their eye color is dark brown, framed by a black ring around the iris. Gorilla facial structure is described as mandibular prognathism, that is, the mandible protrudes farther out than the maxilla. Adult males also have a prominent sagittal crest.

A gorilla's lifespan is normally between 35 and 40 years, although zoo gorillas may live for 50 years or more. Colo, a female western gorilla at the Columbus Zoo and Aquarium, was the oldest known gorilla at 60 years of age when she died on 17 January 2017.

 

Questions

1. According to the passage, gorillas can live in

     a. a variety of altitudes.

     b. several different countries in Africa. 

     c. thick forests.

     d. lowland forests only. 

2. All of the following is true about gorillas EXCEPT

     a. they primarily eat smaller animals.

     b. they live in a forest habitat.

     c. their genetics are similar to humans.

     d. their diet consists of vegetation. 

3. Look at the word predominantly in paragraph 1. The word predominantly in this passage refers to

     a. impulsively

     b. unfortunately

     c. mainly

     d. lastly

4. Look at the word inhabits in paragraph 2. The word inhabits in this passage refers to

     a. lives in

     b. protects

     c. goes

     d. works

5. The author implies that

     a. most gorillas prefer using their left hand over their right.

     b. gorillas rarely walk on their knuckles.

     c. gorillas regularly walk upright for long distances.

     d. studies haven't solidly proven which hand gorillas prefer using. 

6. Why does the writer mention that the eastern gorilla also has a longer face and broader chest than the western gorilla?

     a. To validate the importance a broad chest in western gorillas

     b. To define the meaning of "broad"

     c. To highlight a physical difference between types of gorillas

     d. To demonstrate that most gorillas are identical in physical build

7. Which of the following statements is true for BOTH eastern and western gorillas. 

     a. Both eastern and western gorrilas are brown with red foreheads.

     b. Both eastern and western gorrilas have unique fingerprints.

     c. Both eastern and western gorrilas have thin hair.

     d. Both eastern and western gorrilas have light brown eyes.

8. In Paragraph 3, look at the four numbers (#1, #2, #3, #4) that indicate where the following sentence would be added to the passage. 

Such a range of hand postures was previously thought to have been used by only orangutans.

Where would the sentence best fit?

 

(View all the correct answers below.) 

 

Great job! If you're ready to take your TOEFL preparation to the next level, go to StudyWithAndrea.com/TOEFL

Answers: 1. d    2. a    3. c    4. a    5.  d   6. c    7. b    8.  #3  

Click on one of the following links to start speaking clearer English!

1) TOEFL MASTER CLASS
2) free mini-course "punctuation mistakes to avoid"
3) Clear English Pronunciation Video Course
4) English Vocabulary - Audio Files & PDF - TOEFL & IELTS

 

About Andrea

Andrea Giordano is the founder of StudyWithAndrea.com and has taught more than 1,000,000 students from 180 countries. Andrea holds a Master of Education (TESOL) from Shenandoah University, and is the former Executive Director of TESOL and ESL programs at Campbellsville University. Andrea is a proven leader in online English teaching and is driven by her passion to help you speak English clearly.

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